How It Works
Get your loan in 5 simple steps. The entire process takes less than 15 minutes.
1
Step 1
Download & Register
Step 1
Download & Register
Download the KreditCall app from Google Play Store and register with your mobile number.
- Search "KreditCall" on Play Store
- Install the app on your Android device
- Enter your mobile number
- Verify with OTP sent via SMS
2
Step 2
Accept Consent & Profile
Step 2
Accept Consent & Profile
Accept our data consent policy (RBI compliant) and fill in your basic profile information.
- Read and accept data consent policy
- Enter your profession details
- Provide income range information
- Submit basic profile
3
Step 3
Complete KYC Verification
Step 3
Complete KYC Verification
Verify your identity through Aadhaar Digilocker and face liveness check.
- Connect to Digilocker with your Aadhaar
- Authorize KYC document access
- Complete face liveness verification
- Aadhaar photo matched with live photo
4
Step 4
Credit Assessment
Step 4
Credit Assessment
Link your bank accounts via Account Aggregator for instant credit evaluation.
- Connect your bank accounts via AA
- Authorize financial data sharing
- AI-powered credit analysis
- Instant credit score evaluation
5
Step 5
Get Your Loan
Step 5
Get Your Loan
Select your loan amount, sign the agreement digitally, and receive funds directly in your bank.
- View your approved loan limit
- Select loan amount and tenure
- Review and sign loan agreement digitally
- Receive funds in your verified bank account
~15 Minutes
Total time from download to loan disbursement
What You Need
Everything required to complete your loan application.
📱
Android Phone
Android 7.0 or higher
🆔
Aadhaar Card
Linked to mobile number
💳
PAN Card
For credit check
🏦
Bank Account
For disbursement