KreditCall Process
15 min
Average completion
5 steps
Flow stages
Fully digital
End-to-end
Personal loan application process
Learn what to expect when you apply for a KreditCall personal loan online, including registration, KYC verification, assessment, offer review, and repayment planning.
Step 01
Install KreditCall from Google Play and create your account using your mobile number.
Typical Time
~2 min
Step 02
Review data consent terms and complete your personal and profession details.
Typical Time
~3 min
Step 03
Verify identity through Aadhaar DigiLocker and complete a face liveness check.
Typical Time
~4 min
Step 04
Link your bank account through Account Aggregator for instant financial analysis.
Typical Time
~3 min
Step 05
Choose amount and tenure, sign digitally, and receive disbursal in your bank account.
Typical Time
~3 min
Personal loan application requirements
Android 10+ with stable internet access.
Required for app onboarding and OTP validation.
Aadhaar linked to your active mobile number.
Used for DigiLocker identity verification.
Valid PAN in your legal name.
Required for responsible credit underwriting.
Active savings account in your own name.
Used for disbursal and repayment setup.
Ready to apply
Complete registration, verify your identity, review your loan terms, and continue your digital application through the KreditCall app.
Compare the available personal loan details, estimate your EMI with the EMI calculator, or contact our support team if you have questions.
