Why Choose KreditCall?

Discover what makes us the preferred choice for instant personal loans.

6 Reasons to Choose Us

We have built KreditCall with your convenience in mind.

Flexible Loan Amounts

Choose from ₹1,000 to ₹6,000 based on your needs. No more, no less.

Minimal Documentation

Just your Aadhaar via Digilocker. No physical documents, no paperwork hassle.

100% Digital Process

From application to disbursement, everything happens on your phone.

Instant Approval

Get loan approval within minutes. No long waiting periods.

Direct Bank Transfer

Funds transferred directly to your verified bank account.

Flexible Repayment

Choose between bullet payment or easy EMIs based on loan type.

See the Difference

How KreditCall compares to other lending options.

KreditCall vs Traditional Banks

Approval Time
Under 15 minutes
7-15 days
Documentation
Just Aadhaar & PAN
Multiple documents
Branch Visit
Not required
Required
Minimum Amount
₹1,000
₹50,000+

KreditCall vs Other Apps

RBI Compliance
Fully compliant
Often unclear
Transparent Fees
Clear upfront
Hidden charges
Data Privacy
Bank-grade security
Varies
Parent NBFC
Usha Financial
Often unknown

Trust You Can Count On

RBI Regulated

Powered by an RBI-registered NBFC ensuring regulatory compliance.

Customer First

Designed with customer experience as the top priority.

Transparent

No hidden fees or surprises. What you see is what you pay.

10K+

Happy Customers

15 min

Avg. Approval Time

4.5/5

App Store Rating

99%

Customer Satisfaction

Ready to Experience the Difference?

Download the KreditCall app and get your first loan in under 15 minutes.