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Loan details at a glance
Review the available amount, repayment period, interest rate, applicable charges, and repayment methods before deciding.
Your maximum loan amount is not guaranteed — it depends on your income, employment profile and credit & financial history, and is confirmed only after assessment.
Review your Key Facts Statement (KFS) before accepting an offer. It contains the applicable interest rate, APR, processing fee, GST, EMI, total repayment, and other charges. Figures shown here are illustrative; your actual offer may vary based on assessment. See our Fair Practices Code and Terms & Conditions before accepting an offer.
Eligibility
You may apply if you meet the basic criteria below. Final approval depends on your income, employment profile, credit and financial history, verification, repayment capacity, and lender assessment.
KreditCall is a digital lending platform powered by Usha Financial Services Limited, the regulated lending entity. Loan assessment, approval, documentation, disbursal, servicing, and repayment are subject to the applicable lending arrangement and terms.
Start with clarity
Download the KreditCall app, complete the required verification, and review your available offer and repayment terms before deciding whether the loan is right for you.
